Service and Price Guide
Primary Card Annual Fees (AED)
Platinum 500
Gold FREE FOR LIFE
Standard/Classic FREE FOR LIFE
Supplementary Card(s) Free (Unlimited)
 
Other Fees and Charges
Cash Advanced Fee 3% or AED50, whichever is higher.
Finance Charges are calculated on a daily closing balance from transaction date till payment date
Retail Transactions 2.65% per month
Cash Advances 3% per month
Over Limit Charge AED 150
Late Payment Fee (if minimum payment due is not paid by Payment Due Date) AED 150
Card Replacement Fee AED95
Duplicate Statement Fee AED25
Returned Cheque Charge AED150
Outstation Cheque Processing Charge AED20
Copy of Sale Voucher AED25
Temporary credit limit fee AED50
Processing Fee for non AED Transactions 2.40%
Credit Shield Fee 0.6% of outstanding at billing cycle
 
General
Payment due date from statement date - 20 days
Minimum Payment Due = 5% or AED100 whichever is higher
 
Personal Payment Plan (PPP)/ Credit Card Loan (CCL)
Flat rate of 1% per month  
Repayment tenures of 6,9,12,18 and 24 months  
PPP/CCL Foreclosure fee AED 100  
 
Balance Transfer

Balance transfers at 0.99% per month for the first 6 months

  
 
Please note:
No Finance Charge will be levied (excluding Cash Advances) in case 100% payment is made on or before the Payment Due Date.
All fees and charges mentioned in this guide are subject to change without notice and are applicable on each Credit Card held.
No refund of Annual Fees will be made if the Credit Card is cancelled. Additional expenses, e.g. postage, cable, courier, fax, legal fees, etc. will be charged for where incurred.
Charges for services not indicated in this guide are available on request. For any enquiries on fees, changes, interest rates, etc. please call toll free on 8002030 or visit www.adcb.com. Other Terms & Conditions apply.
The details on this Services & Price Guide are applicable with effect from 24 May, 2009 and include all existing charges and revisions prior to this date.